WASHINGTON, D.C. (July 18, 2007) — The Mortgage Bankers Association (MBA) today released its Weekly Mortgage Applications Survey for the week ending July 13, 2007. The Market Composite Index, a measure of mortgage loan application volume, was 631.6, an increase of 0.9 percent on a seasonally adjusted basis from 626.2 one week earlier. On an unadjusted basis, the Index increased 25.9 percent compared with the previous week, which included the Independence Day holiday, and was up 15.7 percent compared with the same week one year earlier. The Refinance Index increased 4.9 percent to 1717.4 from 1636.9 the previous week and the seasonally adjusted Purchase Index decreased 1.6 percent to 446.5 from 453.9 one week earlier. The seasonally adjusted Conventional Index increased 1.0 percent to 927.2 from 918.2 the previous week, and the seasonally adjusted Government Index decreased 0.5 percent to 138.6 from 139.3 the previous week. The four week moving average for the seasonally adjusted Market Index is down 0.5 percent to 624.0 from 627.0. The four week moving average is down 0.2 percent to 441.6 from 442.8 for the Purchase Index, while this average is down 0.9 percent to 1693.3 from 1708.1 for the Refinance Index. The refinance share of mortgage activity increased to 37.7 percent of total applications from 36.2 percent the previous week. The adjustable-rate mortgage (ARM) share of activity increased to 21.0 from 20.4 percent of total applications from the previous week. The average contract interest rate for 30-year fixed-rate mortgages decreased to 6.61 percent from 6.65 percent, with points increasing to 1.60 from 1.52 (including the origination fee) for 80 percent loan-to-value (LTV) ratio loans. The average contract interest rate for 15-year fixed-rate mortgages decreased to 6.29 from 6.31 percent, with points decreasing to 1.33 from 1.41 (including the origination fee) for 80 percent LTV loans. The average contract interest rate for one-year ARMs remained unchanged at 5.60 percent, with points decreasing to 1.11 from 1.16 (including the origination fee) for 80 percent LTV loans. Quelle: http://www.mortgagebankers.org/NewsandMedia/PressCenter/55638.htm Servus, J.B. "Es kommt nicht darauf an, dem Leben mehr Jahre zu geben sondern den Jahren mehr Leben zu geben." -Alexis Carrel- PS: Liebe User, um Mißverständnissen vorzubeugen: http://www.ariva.de/Die_10_Gebote_fuer_Ariva_User_t296849
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